Isn’t it nice to have something to really look forward to later in the year?
Everyone loves holidays (who doesn’t!) – and it is a time where you want to do it nice…. You know, nice wine, nice room, good view of the beach… A couple of spa treatments – going all out!
But if you don’t have a spare $5K laying around – never fear! – I’ll show you how to painlessly save for that holiday – without trying!!!!
Put a Holiday on Lay-by:
Yep you can do that! – Many of the popular travel companies now will let you pay it off all year – and provided the holiday is paid off at least two weeks out – you can book the holiday and start putting some cash down – just like you usually do at Christmas or for birthdays! – Lay-by is a terrific way to save up for anything – and much better than putting things on a credit cart where you incur interest charges! Websites that allow you to Lay-by your Holiday include:
Put Those Savings Away!
Every time you save some money (e.g. you cut the kids hair yourself), put that money into a separate account. – Your holiday savings account. – If you find that hard to do – there are Apps that will let you do that easily.
Use Apps That Round Up Your Purchases
This truly a painless way to save (and this is how I save up for a holiday myself!). – Apps such as Acorns link to your bank account, and ever time you make a purchase using your account, the app will round up any cents to the nearest dollar, and will invest that money in the stock market for you! Sounds neat huh! – You can withdraw the money at any time. Find all the details on the Acorns Website The best thing is – you can also set the app to take out $7.50 a day instead of buying a fancy coffee and you can see your savings grow! 
Try the $5 Note Challenge
Go to your local cheap shop and buy a really large money tin (that you can’t open!). – Every single $5 note that touches your hands MUST go into that money box! – This neat little trick has been around for years and years, but it really does work! – Then six weeks out from when you want to take your holiday, crack the tin, and only use that money for the holiday (so whatever it adds up to – that is your maximum budget!). – Good incentive for sneaking maybe a tenner in there occasionally as well! 
Do the $50 Week Shopping Challenge
It works so well, we have a whole book dedicated to the challenge – and yes it can be done and no you won’t starve! – Put the extra cash into your ‘Holiday Account’ and start dreaming of somewhere exotic! 
One Gift Only Christmas
The only problem with having a holiday at Christmas time is that you are paying a premium… BUT you do get to avoid crazy Mothers and Mothers in Law! – So instead of spending big on the family, introduce a ‘One Gift Only’ policy (and none for the grown ups) – and make the holiday the big Christmas Gift. – After all, everyone loves a good holiday – imagine waking up on Christmas Day somewhere exotic… with a tanned pool boy called ‘Raoul’………. “Fetch me a Margarita, Raoul!!” 
So if you need a holiday – start thinking about saving for it right now! – Stuff the Christmas fund, isn’t a holiday a much better option??
I get what you’re saying, and yeah, those cases where people meet as adults can explain why the attraction happens.…